20-Something on Welfare Claims ‘¥160,000 a Month’ — 5ch Fires Back: ‘There’s No Disability Supplement’

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The story

In 5ch’s Nandemo Jikkyo G forum, an anonymous user in their 20s living on welfare started a thread titled “Ask me anything” and answered questions from other posters. The original poster explained that they hold a certificate for a developmental disorder and receive about ¥160,000 a month, but disagreement broke out over that figure and whether a “disability supplement” even exists, with replies like “there’s no such supplement” and “there’s no way you’d get ¥160,000” clashing with the poster’s account. The conversation also branched into topics like renting an apartment, getting student loan repayments waived, and views on dating and marriage, making for a candid exchange.

What people said

1AnonymousSep 1, 2026 19:29
I'll answer while I have my evening drink
5AnonymousSep 1, 2026 19:30
Do you still have hair?
8AnonymousSep 1, 2026 19:33
Re: #5
Full head of hair, I'm still in my 20s
11AnonymousSep 1, 2026 19:34
Re: #8
Post a pic
If you can't, you're confirmed bald
12AnonymousSep 1, 2026 19:35
Re: #8
No way you'd be bald in your late 20s lol
7AnonymousSep 1, 2026 19:30
How much do you get a month?
10AnonymousSep 1, 2026 19:34
Re: #7
With the disability supplement, it comes to about ¥160,000
13AnonymousSep 1, 2026 19:38
As for how I ended up on welfare — I got hooked on PC games back in college, and had insomnia and other symptoms that made a developmental disorder seem likely.
I somehow managed to graduate, but I've got student loans and my family isn't especially well-off. Working a job wasn't realistic, so I figured I'd get the disability certificate and go on welfare instead.
16AnonymousSep 1, 2026 19:39
Re: #13
You can get welfare even with student loans?
14AnonymousSep 1, 2026 19:38
Re: #10
There's no such thing as a supplement on welfare
I'm on welfare as an actual disabled person, so I'd know
15AnonymousSep 1, 2026 19:38
Re: #14
Nice lie
There's totally a disability supplement lol
17AnonymousSep 1, 2026 19:39
Re: #15
Confirmed liar
Welfare only tops your income up to the minimum cost of living, so there's no way you'd get ¥160,000
If you're getting a disability pension, your welfare payment just gets reduced by that amount
19AnonymousSep 1, 2026 19:40
Re: #15
The disability supplement is more like ¥15,000
18AnonymousSep 1, 2026 19:40
Re: #16
You can get it — in fact, being on welfare is even listed by some institutions as one valid reason for a loan repayment deferral
Though in my case, I got a repayment exemption due to mental illness
22AnonymousSep 1, 2026 19:41
How severe do you need to be to get a disability certificate?
27AnonymousSep 1, 2026 19:44
Re: #22
Anyone can get Grade 3 (the mildest tier)
23AnonymousSep 1, 2026 19:42
I've never worked either
I got an inheritance and live off investing
24AnonymousSep 1, 2026 19:42
Re: #19
Yeah
There's an income deduction built in too
36AnonymousSep 1, 2026 19:46
How'd you manage to rent an apartment?
53AnonymousSep 1, 2026 19:47
Re: #36
There are landlords that accept welfare recipients, so it's doable
43AnonymousSep 1, 2026 19:46
I'm in my 20s too, and my welfare got approved last week. The ward office and caseworker were surprisingly nice about it — no gatekeeping, my application just sailed through. You've got student loans too, so I feel a connection with you.
51AnonymousSep 1, 2026 19:47
Re: #43
Doesn't the social stigma bother you?
59AnonymousSep 1, 2026 19:49
Re: #43
Go for the loan repayment exemption
47AnonymousSep 1, 2026 19:47
What's fun about being on welfare in your 20s?
62AnonymousSep 1, 2026 19:49
Re: #47
I get to do whatever I want, as much as I want
52AnonymousSep 1, 2026 19:47
What do you even live for?
73AnonymousSep 1, 2026 19:52
Re: #52
I sleep 10 hours a day, binge games, read, work out, sometimes get laser hair removal — basically improve myself while running my social media, and every now and then dip into dating or take a trip abroad
79AnonymousSep 1, 2026 19:54
Re: #73
Whoa, sounds pretty fun actually
105AnonymousSep 1, 2026 19:59
Re: #73
Do you tell women you're on welfare?
57AnonymousSep 1, 2026 19:48
Re: #27
You'd need to go see a doctor first, right
66AnonymousSep 1, 2026 19:51
Re: #57
Just go do that much at least
76AnonymousSep 1, 2026 19:52
Re: #71
Once you've had one consultation, you become eligible to apply for the certificate six months later
77AnonymousSep 1, 2026 19:53
Re: #76
Huh, thanks ("sangatsu" — 5ch slang for thanks)
106AnonymousSep 1, 2026 20:01
Re: #105
I just tell them straight up
Nobody cares
107AnonymousSep 1, 2026 20:02
Re: #106
Doesn't that turn women off?
109AnonymousSep 1, 2026 20:04
Women care about a guy's social status and income, don't they?
110AnonymousSep 1, 2026 20:04
Re: #109
What era are you living in lol
118AnonymousSep 1, 2026 20:08
Re: #110
If she's thinking about sending kids to college, she'd probably care though
121AnonymousSep 1, 2026 20:09
Re: #118
Plenty of women these days say they don't even want kids

Background and Key Points on This Topic

Japan’s welfare system does in fact include a “disability supplement,” which adds to the minimum cost-of-living benefit based on the recipient’s physical, intellectual, or mental disability grade and the cost-of-living tier of their region. One reply in the thread flatly claimed “no such supplement exists,” but this likely overlooks differences in individual disability grades and municipal administration — the original poster’s explanation is actually closer to how the system officially works. Separately, scholarship loans from the Japan Student Services Organization (JASSO) do have provisions for repayment exemption due to mental illness and other conditions, as well as repayment deferral while receiving welfare, so the poster’s claim of having their loan repayment exempted is plausible if they met the conditions. That said, both the qualifying criteria and the amounts involved vary by individual circumstance, so the figures in this thread shouldn’t be generalized. A common misconception among readers is treating welfare as a flat, uniform amount — in reality, the benefit varies significantly based on household composition, region, and disability grade.

*This article is compiled from excerpts and a summary of the 5ch (Nandemo Jikkyo G) thread “I’m on welfare, ask me anything.”

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