As Highways Go ETC-Only, Why Do Some Drivers Still Insist on Paying Cash?

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The story

A 5ch thread took off after someone linked a Diamond Online article about the “ETC-cancellation crowd.” With ETC usage on expressways now topping 90% and more and more tollbooths going ETC-only, the thread dug into why some drivers deliberately choose to pay cash instead. Alongside practical reasons — needing paper receipts for expense reports, being unable to get a credit card, or wanting to avoid annual fees and renewal hassle — there were also joking remarks like “because it leaves a record of where you’ve been,” plus plenty of grumbling about the Ministry of Land, Infrastructure, Transport and Tourism’s push to migrate everyone from old ETC to the newer ETC2.0 standard.

So THAT’s the deal with the “ETC-cancellation crowd”! The surprising reasons people still pay cash | Diamond Online

Mitsuru Takahashi: Editor/Writer

Lifestyle — Is That Really True? “Common Sense” About Cars

Source: diamond.jp / Original article here

What people said

6AnonymousOct 22, 2026 14:45
The linked article drags on forever with nothing but preamble, like "we'll explain the actual point on the next page" — and then it just funnels you into the paywall.
111AnonymousOct 22, 2026 15:22
Re: #6
Well, it's Diamond Online, so… what did you expect.
12AnonymousOct 22, 2026 14:46
"B" is a fellow writer of the author's who also covers cars. B often borrows press demo vehicles from various manufacturers for test drives and photo shoots, and bills the expenses back to the editorial department commissioning the piece. When it comes to filing those expenses, surprisingly, the real hassle is issuing and managing the receipts.
14AnonymousOct 22, 2026 14:49
Re: #12
So basically, the media constantly bashes paper documents, hanko stamps, and faxes, while making their own contractors do the exact same thing. That's hilarious.
15AnonymousOct 22, 2026 14:49
Honestly, tollbooths already have cameras like those license-plate-reading parking lots — so why not let people apply online after using the toll road and pay with e-money? That way you could ditch both the ETC unit and the card entirely.
32AnonymousOct 22, 2026 14:54
Re: #15
That's actually how it works in Taiwan.
109AnonymousOct 22, 2026 15:22
Re: #15
Can't have that — the amakudari companies (ex-bureaucrats parachuted into cushy industry jobs) wouldn't make any money off it. Rejected.
23AnonymousOct 22, 2026 14:52
I hear Tetsuro Degawa still pays cash, but with so many lanes going ETC-only now, is that even going to work for him going forward?
79AnonymousOct 22, 2026 15:10
Re: #23
I started using it recently and was amazed at how easy and cheap it is.
33AnonymousOct 22, 2026 14:54
The onboard unit comes standard and the ETC card itself is issued free, so there's no reason not to use it.
44AnonymousOct 22, 2026 14:58
Re: #33
I bought a new car, and ETC was still a dealer option, if you can believe it. Though I just swapped in the ETC unit from my old car.
36AnonymousOct 22, 2026 14:56
It's for cheating on your spouse. Using ETC leaves a record, and that's how your wife finds out.
65AnonymousOct 22, 2026 15:05
Re: #36
Same — for the same reason I don't install a dashcam either.
67AnonymousOct 22, 2026 15:05
Re: #36
Just take the surface roads then.
45AnonymousOct 22, 2026 14:58
Re: #27
Saying that is supposed to boost the ETC adoption rate how, exactly?
52AnonymousOct 22, 2026 15:01
Re: #45
When you're using it for that, you use ETC as normal the rest of the time to maintain your "innocent" track record.
47AnonymousOct 22, 2026 15:00
If you barely ever drive on the highway, and not using your ETC at least once a year means they start charging you an annual fee next time — at that point you just think, fine, I'll pay cash.
58AnonymousOct 22, 2026 15:04
Re: #47
Depends on the card. My backup ETC card is unused and I'm not charged any annual fee for it.
54AnonymousOct 22, 2026 15:01
If you made every single gate ETC-only, you'd hit 100% usage automatically. Just cut the holdouts loose.
122AnonymousOct 22, 2026 15:27
Re: #54
I once had real trouble — went to use the highway, slotted in my ETC card, and the ETC unit itself was broken. That kind of thing is exactly why I don't want to rely on it completely.
55AnonymousOct 22, 2026 15:01
Tens of thousands of people go bankrupt every year and can't get a credit card, so there's no way usage ever hits 100%.
60AnonymousOct 22, 2026 15:04
Re: #55
Not everyone drives a car in the first place, anyway.
68AnonymousOct 22, 2026 15:05
"Because they're having an affair" is an oddly convincing explanation.
71AnonymousOct 22, 2026 15:06
Re: #68
Feels less like an explanation and more like someone desperately trying to change the subject.
73AnonymousOct 22, 2026 15:07
After I went bankrupt and the mark finally cleared from my credit record, I managed to get a credit card again — but with a credit limit of just 1. Can't get an ETC card issued with that; you need a limit of at least 10, since highway tolls can sometimes exceed a limit that low.
78AnonymousOct 22, 2026 15:10
Re: #73
There are deposit-backed secured cards for that, or you could just use a debit card instead.
114AnonymousOct 22, 2026 15:23
Re: #73
Didn't realize credit limits that low even existed.
75AnonymousOct 22, 2026 15:08
The idea that people who need a paper receipt right away find cash payment easier actually makes sense to me. Personally, I barely ever use the highway, so I don't even have an ETC unit installed — I canceled my ETC card once the free one started charging a fee.
85AnonymousOct 22, 2026 15:12
Re: #75
The ETC website has a PDF certificate you can just download and send in. Paying cash in this day and age just to get a paper receipt — I can't believe an article like that actually convinced you (lol).
76AnonymousOct 22, 2026 15:09
With the optional ETC card that comes bundled with a credit card, some companies just won't send you a renewal if you haven't been using it, right?
84AnonymousOct 22, 2026 15:12
Re: #76
Same thing happened to me — got auto-canceled. Ever since, I make a point of using it regularly.
80AnonymousOct 22, 2026 15:10
My motorcycle doesn't have an ETC unit, so I took the ETC card out of my car and handed it to the staff at a manned tollbooth lane — payment went through fine, but I got absolutely reamed out for it. Is it really that much of a hassle for them? Makes me wonder if they're secretly clicking their tongues at cash payers too.
92AnonymousOct 22, 2026 15:15
Re: #80
Handling that kind of case is an exception for them, so it's a pain. Paying cash gets processed instantly.
97AnonymousOct 22, 2026 15:16
What are you supposed to do if every single lane goes ETC-only?!
99AnonymousOct 22, 2026 15:20
Re: #97
If you just stop in front of the barrier, someone's bound to come over, right?
101AnonymousOct 22, 2026 15:21
Re: #97
That's not allowed — you can't even enter. Vehicles without ETC aren't permitted to use those lanes. And if you accidentally do get in, you follow the instructions over the intercom and exit.
115AnonymousOct 22, 2026 15:23
Re: #97
Can there really be zero support staff around? Maybe that's only true for smart interchanges.
159AnonymousOct 22, 2026 15:42
My car comes with ETC as standard equipment, but since it's an older car, apparently current ETC won't work anymore starting in 2030. I think the Ministry of Land, Infrastructure, Transport and Tourism can go to hell over this.
162AnonymousOct 22, 2026 15:42
Re: #159
ETC2.0, you mean. And yeah, it's mandatory.
163AnonymousOct 22, 2026 15:43
Re: #159
Lucky you, then — in four years you'll be forced out of the old system whether you like it or not, so the decision gets made for you.
170AnonymousOct 22, 2026 15:45
Re: #159
I bought my VW ten years ago and ETC2.0 already came standard on it. Even its adaptive cruise control follow-driving is more polished than a lot of today's ◯◯◯ Sensing systems.

Background and Key Points of This Discussion

ETC was formally rolled out in Japan in 2001, and usage now exceeds 90%. At the same time, the Ministry of Land, Infrastructure, Transport and Tourism is pushing a transition from the old ETC standard to the newer “ETC2.0” standard, targeted for around 2030 — after which onboard units that don’t support the new standard are expected to stop working. Tollbooths are steadily going ETC-only as well, with cash and general lanes shrinking. In the thread, the most common reasons given for sticking with cash were practical: needing paper receipts for expense reporting, being unable to get a credit card, and wanting to avoid annual fees or renewal hassle. But there was also a recurring joking claim that cash avoids “leaving a record of an affair,” making it hard to tell how seriously to take that one. One lesser-known fact that came up: even people with a bankruptcy history can get an ETC card through deposit-backed secured card services. The thread saw a clear split between those calling for every lane to go ETC-only and those pointing out there will always be a segment of drivers who can’t or won’t switch — underscoring just how hard full automation of tollbooths really is.

※This article is excerpted and summarized from the 5ch (News Speed+) thread “So THAT’s the deal with the “ETC-cancellation crowd”! The surprising reasons people still pay cash.”

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