3.395 Million Japanese Earn Over ¥10 Million a Year — Just 6.6% of Workers, Tax Agency Finds

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The story

According to the National Tax Agency’s survey on private-sector salary conditions for fiscal 2025, 3.395 million people earn more than ¥10 million a year — 6.6% of all salaried workers. The gender gap is striking too: 2.999 million men compared to just 398,000 women. On 5ch’s Newsplus (Breaking News+) board, reactions ranged from comments on the cost of city living — “In Tokyo, 1 in 3 people clear that mark,” “Feels about the same as a ¥6 million salary 30 years ago” — to debates over whether income or assets are the better measure, and complaints that even clearing ¥10 million doesn’t actually buy a comfortable life.

(Omitted)

● [Number of People and Income Tax by Salary Bracket]

In the National Tax Agency’s fiscal 2025 survey on private-sector salary conditions, breaking down the 51.631 million salaried workers employed throughout the year by salary bracket, 3.395 million people earned more than ¥10 million a year. That’s 6.6% of the total.

Source: news.yahoo.co.jp / Original article here

What people said

14AnonymousOct 10, 2026 23:32
Apparently 1 in 10 people clear ¥10 million, but narrow it down to Tokyo and I'd bet it's more like 1 in 3.

¥10 million a year these days is basically like ¥6 million 30 years ago.
101AnonymousOct 11, 2026 00:41
Re: #14
Ah, true that. I'm in Tokyo too, so it's really not that big a deal.
104AnonymousOct 11, 2026 00:43
Re: #14
Isn't that just because taxes and insurance premiums have gone up compared to 30 years ago?
111AnonymousOct 11, 2026 00:47
Re: #14
¥10 million in Tokyo and ¥6 million in Nagoya buy you about the same standard of living.
17AnonymousOct 10, 2026 23:36
The tax rate on a ¥10 million salary is 43%.
The tax rate on investment income is 20%.
The property tax rate is 1.7%.

Assets matter more than income.
25AnonymousOct 10, 2026 23:43
Re: #17
The progressive tax system is clearly broken, don't you think? Given the cost of social security, it should really work like this: lower income tax rates as income rises, not the other way around. For example, on a ¥10 million income:
– 50% on the portion up to ¥3 million,
– 40% on the portion from ¥3-6 million,
– 30% on the portion from ¥6-9 million,
– 10% on the portion from ¥9-10 million.
Something along those lines.
176AnonymousOct 11, 2026 01:49
Re: #17
You don't even know the difference between revenue and taxable income?
19AnonymousOct 10, 2026 23:40
Living in Tokyo on a ¥10 million salary, you really don't get that much breathing room.
143AnonymousOct 11, 2026 01:10
Re: #19
Depends on whether you've got a wife and kids. If you're a 'single aristocrat' (Japanese slang for singles living it up with no dependents) or a DINK couple, you're living easy. Wife plus one kid, it's decent. Two kids, you're cutting it close.
27AnonymousOct 10, 2026 23:44
At my workplace, 3 people in my department alone clear ¥10 million in salary — but if you count side income, I'd guess half the department is over ¥10 million. Side jobs are officially banned, though.
29AnonymousOct 10, 2026 23:44
If you're 40 or 50 and have saved less than ¥1 million, that's on you. People like that shouldn't get welfare either. I'm from the same 'Ice Age generation' (Japan's lost generation that graduated into a brutal job market), worked at a 'black' company (slang for an abusive, exploitative employer), scrimped nonstop with retirement in mind, and managed to save up ¥3,000.
34AnonymousOct 10, 2026 23:48
Re: #29
Right, take that ¥30 million, dump it into the investments the government's been pushing, go for FIRE! …and still end up needing welfare. It's all about the outcome, isn't it.
35AnonymousOct 10, 2026 23:50
Re: #29
Try a little harder.
31AnonymousOct 10, 2026 23:45
I know plenty of 'one-man contractors' (independent operators, common in construction) who clear ¥10 million no problem. As usual, these numbers are probably bogus.
42AnonymousOct 10, 2026 23:54
Re: #31
A one-man contractor's ¥10 million isn't the same as a salaried employee's ¥10 million.
38AnonymousOct 10, 2026 23:52
It's wild how the '6.6% elite' show up in droves on every 5ch income thread.
47AnonymousOct 10, 2026 23:57
Re: #38
People have been saying that since the old 2ch days when I was young, so there's something moving about realizing I actually made it to 'that side' — but my take-home pay really hasn't gone up. It's not going down either, I guess.
49AnonymousOct 10, 2026 23:59
Newsplus (the '+' board) regulars are all self-proclaimed ¥10-million earners. And self-proclaimed elite-educated and tall, too.
70AnonymousOct 11, 2026 00:13
Re: #49
Nope — the self-proclaimed story is ¥15 million a year, a licensed professional who graduated from Tokyo Tech, wife earning ¥9 million, ¥70 million in savings, and two kids in private school.
103AnonymousOct 11, 2026 00:42
Re: #49
Funny how nobody ever self-proclaims being good-looking too, lol.
50AnonymousOct 10, 2026 23:59
Re: #42
That's true for gross revenue, but when people talk about a sole proprietor's 'annual income,' they usually mean total taxable income, not gross revenue — so it shouldn't diverge that much. Not having an employer's share of social insurance premiums lowers taxable income a bit, and there's no future retirement payout, but that's not a difference of several million yen.
55AnonymousOct 11, 2026 00:04
Re: #50
What are you even basing that generalization about sole proprietors on?
53AnonymousOct 11, 2026 00:01
My salary's only ¥5.1 million, but my passive side income is ¥4.1 million, so my total annual income comes to ¥9.2 million.
62AnonymousOct 11, 2026 00:08
Re: #53
That's just you calling your own passive income a 'side job.' That's not standard usage. If it's passive, you could argue you're not actually 'doing' any business at all. From a tax standpoint, what you call it depends on what kind of income it actually is.
59AnonymousOct 11, 2026 00:06
Having a high income, honestly… it's not that great. Work just keeps me too busy. Today the neighbors were setting up a BBQ with their kids. Meanwhile I've got work through this entire three-day weekend. About all I get to do is buy whatever food I like and eat it.
63AnonymousOct 11, 2026 00:08
Re: #59
Not necessarily. Depends on the person.
71AnonymousOct 11, 2026 00:14
That's more than I expected.
75AnonymousOct 11, 2026 00:17
Re: #71
Prices have gone up about 30% over the last 10 years, yet only 6% of the population clears ¥10 million. By rights, wages should have risen 30% too — something's off.
91AnonymousOct 11, 2026 00:25
Re: #81
As long as you're earning through labor, you can't become rich — labor is bound by time, and you can't work more than 24 hours a day.

The people who get rich around the world aren't the ones earning through labor. What separates people in life is whether they build a 'system' that brings in money outside of labor. Some people have caught onto that rule; others haven't.
92AnonymousOct 11, 2026 00:27
Re: #91
You mean like being paid hourly?
107AnonymousOct 11, 2026 00:44
Re: #92
That's not what I meant. Not just in Japan — people who get rich worldwide don't make a living by selling off their own time piece by piece. They might earn their first seed money through labor, but at some point they switch to letting money work for them (investing), or hiring other people to work and taking the company's profits (executive pay, stock dividends, etc.) — building a system that brings in money without spending their own time. They set it up so the cash just keeps rolling in, even while relaxing at a resort or sound asleep.

Forbes puts out its world billionaires ranking every year, and not a single salaried employee makes the top of that list. Almost all of them are capitalists who built systems that earn money while they sleep.
114AnonymousOct 11, 2026 00:49
Re: #107
Look at dentists, for example — even though they're high earners, they're making every yen with their own two hands, so it's rough. If something ever stops them from working, they're in trouble immediately. Passive income is a blessing. My current income is 100% passive.
118AnonymousOct 11, 2026 00:51
Re: #107
Sounds like you fell for one of those get-rich-quick pitches that love quoting 'Rich Dad Poor Dad' or 'Who Moved My Cheese?'
129AnonymousOct 11, 2026 01:02
Honestly, in central Tokyo, ¥10 million a year is about the level where a single person can finally live a halfway decent life (´・ω・`)
147AnonymousOct 11, 2026 01:14
Re: #129
In central Tokyo, yeah. Just being a regular salaried employee, nobody takes you seriously. Past that income level, people start aiming to incorporate themselves, so below that you basically get treated like a kid — that's what I mean.
151AnonymousOct 11, 2026 01:16
Re: #129
Normally it'd be more like a dual-income couple — husband at ¥10 million, wife at ¥7 million.

Background and Key Points of Debate

This statistic comes from the National Tax Agency’s annual survey on private-sector salary conditions, covering 51.631 million salaried workers employed throughout the year. It doesn’t include self-employed income or side income that’s only captured through separate tax filings, so — as one commenter noted with ‘even a one-man contractor can easily clear ¥10 million’ — the meaning of ‘annual income’ for salaried workers versus everyone else can’t be compared directly. Where the thread split was over whether ¥10 million should count as ‘high income’ or as merely ‘average once you factor in prices and regional differences,’ with commenters pointing out that ¥10 million in Tokyo buys a similar standard of living to ¥6 million in the countryside, and debating whether assets (a stock measure) matter more than income (a flow measure). On the other hand, factors behind the gender gap (2.999 million men vs. 398,000 women) — such as differences in years of service or the share of management positions — weren’t explored in much depth in the thread, so it’s worth being cautious about letting the raw numbers speak for themselves without that context.

*This article is compiled from excerpts and a summary of the 5ch (Newsplus) thread “[Latest] 3.395 Million People Earn Over ¥10 Million a Year, 6.6% of the Total — 2.999 Million Men, 398,000 Women.”

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